Saturday , February 4 2023

Standard Bank Vacancies Eastern Cape – Analyst, Account Entrepreneur

Website Standard Bank

Job Description:

  • To support the Business Manager with the day to day running and maintenance of the portfolio.
  • To provide a central office-bound contact point for customers.
  • To deal with all credit related issues in Lifestyle and Entrepreneur segments.
  • To ensure effective communication with Business Managers on all matters relating to the portfolio.

Job Responsibilities:

  • Provides a consistent customer experience in line with the Small Enterprise Customer Value Proposition
  • Provides a second face office-bound (information/ query handling) service point for Entrepreneur customers.
  • Performs a liaison role between the Business Managers, customers, branches and back office service fulfilment and credit functions.
  • Interacts with customers to establish financial information requirements.
  • Complete all compliance training within laid down timelines
  • Accurately and efficiently collates and check securities documentation and mandates for banking facilities.
  • Analyses business and financial information e.g. balance sheets, financial statements and management accounts, to prepare and motivate non-scored credit applications in line with credit requirements.
  • Processes scored/un-scored credit applications.
  • Monitors daily excesses to ensure that customer facilities are managed within the parameters set by Credit.
  • Ensures timeous completion of all credit reviews.
  • Accurately and efficiently collates and check securities documentation and mandates for banking facilities.
  • Analyses business and financial information e.g. balance sheets, financial statements and management accounts, to prepare and motivate non-scored credit applications in line with credit requirements.
  • Processes scored/un-scored credit applications.
  • Educates customers regarding the parameters and routine procedures governing entrepreneur product and service offerings.
  • Interviews Business customers, when required.
  • Assists with completion of documents and opening of all accounts for the Entrepreneur segment.
  • Ensures that welcome letters are sent to new customers.
  • Attends to transferring and closing of accounts, when necessary.

Job Requirements:

  • Matric
  • Studying towards a Relevant business related tertiary qualification e.g. B.Comm degree is a pre-requisite
  • Must complete one of the Qualifications listed on the FSB recognised list within the allocated time.
  • Must complete the RE 5 examination within the allocated time
  • 3-4 years branch experience
  • An understanding of how businesses operate, as well as understanding the business risks, industry risks and financial requirements pertaining to the small, medium business market.
  • Must have relevant intermediary experience in respect of the FAIS product subcategories applicable to this role.

Job Details:

Company: Standard Bank

Vacancy Type:  Full Time

Job Location: Port Elizabeth

Application Deadline: N/A

Apply Here

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