Standard Bank Vacancies Eastern Cape – Analyst, Account Entrepreneur

Job Description:

• To support the Business Manager with the day to day running and maintenance of the portfolio.
• To provide a central office-bound contact point for customers.
• To deal with all credit related issues in Lifestyle and Entrepreneur segments.
• To ensure effective communication with Business Managers on all matters relating to the portfolio.

Job Responsibilities:

• Provides a consistent customer experience in line with the Small Enterprise Customer Value Proposition
• Provides a second face office-bound (information/ query handling) service point for Entrepreneur customers.
• Performs a liaison role between the Business Managers, customers, branches and back office service fulfilment and credit functions.
• Interacts with customers to establish financial information requirements.
• Complete all compliance training within laid down timelines
• Accurately and efficiently collates and check securities documentation and mandates for banking facilities.
• Analyses business and financial information e.g. balance sheets, financial statements and management accounts, to prepare and motivate non-scored credit applications in line with credit requirements.
• Processes scored/un-scored credit applications.
• Monitors daily excesses to ensure that customer facilities are managed within the parameters set by Credit.
• Ensures timeous completion of all credit reviews.
• Accurately and efficiently collates and check securities documentation and mandates for banking facilities.
• Analyses business and financial information e.g. balance sheets, financial statements and management accounts, to prepare and motivate non-scored credit applications in line with credit requirements.
• Processes scored/un-scored credit applications.
• Educates customers regarding the parameters and routine procedures governing entrepreneur product and service offerings.
• Interviews Business customers, when required.
• Assists with completion of documents and opening of all accounts for the Entrepreneur segment.
• Ensures that welcome letters are sent to new customers.
• Attends to transferring and closing of accounts, when necessary.

Job Requirements:

• Matric
• Studying towards a Relevant business related tertiary qualification e.g. B.Comm degree is a pre-requisite
• Must complete one of the Qualifications listed on the FSB recognised list within the allocated time.
• Must complete the RE 5 examination within the allocated time
• 3-4 years branch experience
• An understanding of how businesses operate, as well as understanding the business risks, industry risks and financial requirements pertaining to the small, medium business market.
• Must have relevant intermediary experience in respect of the FAIS product subcategories applicable to this role.

Job Details:

Company: Standard Bank

Vacancy Type:  Full Time

Job Location: Port Elizabeth

Application Deadline: N/A

Apply Here

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